The Resource rss

Helping communities and businesses access compliance, technical and financial assistance for their environmental needs.


State Revolving Loan Funds: an Affordable Solution for Ohio Communities Needing Infrastructure Improvements

When the Village of New Boston sought help to develop an affordable solution to its combined sewer overflows, one of the resources it turned to was DEFA’s Water Pollution Control Loan Fund (WPCLF) Program. DEFA provided technical, environmental and administrative assistance to New Boston to assure the development of a combined sewer overflow (CSO) control plan, the construction of which is successfully underway with critical hardship financing from the WPCLF Program and other funders. By working through the WPCLF, not only did New Boston come out with a cost-effective and environmentally sound CSO control plan, but saved approximately $5 million over market rate financing for the first two phases of sewer separation work.

The Northwestern Water and Sewer District (NWWSD) owns and operates the water systems that serve large portions of Wood County. NWWSD is engaged in a long-term program of improvements to correct problems related to age and design that put a clean, safe, plentiful water supply at risk in some areas. For a number of years, NWWSD has utilized the Water Supply Revolving Loan Account (WSRLA) Program as a source of low-interest funding, and has completed numerous projects with a significant savings to their ratepayers.

These are just two examples of the many public entities that have benefited from these two state revolving loan fund programs. Started in the late 1980s and late 1990s under the Clean Water Act and the Safe Drinking Water Acts, the WPCLF and WSRLA programs offer below-market interest rate loans for planning, design and construction. The loans carry a range of interest rates, depending on financial need. Both loan programs recently began offering special assistance for projects targeted at nutrient reduction and treatment.

Through DEFA, technical assistance is also available to help loan applicants assemble comprehensive funding packages that will help them achieve and maintain compliance. In addition to traditional loans for publicly-owned wastewater infrastructure improvements, the WPCLF also offers funding assistance for nonpoint source pollution control projects, storm water activities, and the restoration and preservation of high quality aquatic resources.

For more information about the WPCLF and WRSLA programs, visit epa.ohio.gov/defa/ofa.aspx.